Frequently Asked Questions

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Frequently Asked Questions

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Frequently asked questions

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How does the process work to sell my house?

How does the process work to sell my house?Once you have given us the property details, an we will contact you shortly (usually within 24 hours). In some situations, we will need to gather additional information. We will research your property and discuss all the details with you. We may be able to make you an offer right over the phone, or in most cases we will schedule a time with you to view the property and make you an offer!

What sort of houses do you buy?

What sort of houses do you buy?If you're a homeowner, we've got you covered at Ocean State Buyers. Whether your house is in less than perfect condition, located anywhere, valued at any price, or facing any kind of situation, we're here to help! There's no need for you to worry about making any repairs to your property.Maybe you're dealing with a challenging divorce, tangled in probate proceedings, facing the looming threat of foreclosure, or burdened by mounting debt. Perhaps you're relocating, struggling with job loss, or simply looking to downsize. Even if you're a tired landlord who's had enough, we're ready to assist you. Your home's condition, location, price range, and your personal circumstances – they're all part of what we consider when we offer to buy your house.

What does any condition, area, price range mean?

What does any condition, area, price range mean?"Any condition, area, price range" means we're ready to buy your home no matter its state, location, or value. We'll purchase it as-is, from city to countryside, and at a price that suits your needs. Our aim is to provide a hassle-free solution tailored to your situation.

Can you still help me if I am in bankruptcy?

Can you still help me if I am in bankruptcy?Yes, we can still explore options to help you if you are in bankruptcy. While the specifics may vary depending on your situation and the bankruptcy proceedings, we can work with you and your legal advisors to find a solution that aligns with your circumstances. Our goal is to assist homeowners in challenging situations, and we'll do our best to navigate any complexities related to bankruptcy to provide you with the support you need.

When does my home go into escrow?

When does my home go into escrow?The escrow process starts as soon as you sign the Purchase and Sale agreement. Often times, we can present you with the agreement on the very same day you reach out to us.

How do I sell my home to Ocean State Buyers?

How do I sell my home to Ocean State Buyers?Give us your address online or over the phone. Schedule a walkthrough or send in photos with Ocean State Buyers and receive an on-the-spot offer. Accept our offer and consider your home sold. Close whenever you want, get your cash whenever you want! There is no need for home repairs, and no showings. You can complete the process in one day or three months. We work on your time-frame, whatever that may be.

Can I take my appliances with me when I move?

Yes. You can take your appliances and anything else you want, just request it prior to our offer.

How long does the home selling process take?

A traditional home sale can take months. With Ocean State Buyers, you can sell your home and close in as little as seven days. We move as fast as you want to move!

What happens after I accept the cash offer?

What happens after I accept the cash offer?The escrow process begins once you accept our cash offer. You let us know when you’d like to close and we work to make that a reality. From there, the closing process is pretty easy. We can send the closing documents and even the notary right to your home or office, so you don’t have to put a single moment of your life on hold.

What if I’m not in a hurry to sell?

What if I’m not in a hurry to sell?That’s okay. We understand that every homeowner and every situation is different. We can work with any timeline you’re comfortable with. The one thing you want to keep in mind is that the market changes from month to month and season to season. Our offers can vary over time, and our initial cash offer is only valid for a limited period of time. But we are always able to give you an updated offer when you are ready.

Where does Ocean State Buyers buy houses?

We buy houses in Rhode Island and Massachusetts. Looking to sell another property in a different state? No Problem! We're happy to discuss the property and see if we can help you! 

Can I choose my closing date?

You bet! We work on your timeframe. You can close in as little as seven days or set your closing date a few months out if you need more time to pack and move. You can even use our lease back program to stay longer.

Do I need to make any repairs?

Do I need to make any repairs?Not at all! You don’t have to lift a finger. We buy houses as-is. That means you don’t have to hire a repairman, pay for it to be cleaned, or worry about expensive repairs. We will buy your house in the exact condition it is in right now.

What if repairs are needed on my home?

Don’t worry about it. We buy houses “as-is,” which means you don’t need to lift a finger to repair, paint, or clean anything. That rusty old car in backyard? It’s our problem now. Foundation issues, roof need repair? No problem. Ocean State Buyers is truly stress-free way to sell your home when don’t have the time or energy to go the traditional route.

Is there any cost or obligation if I request an offer?

Is there any cost or obligation if I request an offer?No, there are no costs or obligations when you request an offer from us. It's a completely free and no-pressure process. We're here to provide you with an offer and information to help you make the best decision for your situation.

Am I under any obligation to sell my home?

Am I under any obligation to sell my home?No, you are under no obligation to sell your home when you request an offer from us. We provide offers as a service to help you explore your options, but the decision to sell is entirely yours. You have the freedom to choose what's best for your situation, and there's no pressure to proceed with a sale if you're not ready or if it doesn't meet your needs.

Is my house sale information kept confidential?

Is my house sale information kept confidential?ABSOLUTELY 100%! Your privacy is of the utmost importance to us. Any information you provide is completely confidential! If you want to deal with a reliable, reputable company who will treat you with professionalism, understanding, and respect – YOU HAVE COME TO THE RIGHT PLACE!

What does Selling Your House As Is Mean?

As the buyers, when we say "Selling your house as-is," we mean that we are willing to purchase your home in its current condition, without expecting you to make any repairs or improvements. This approach simplifies the selling process for you, as there's no need to invest time or money in fixing up the property before the sale. We will assess the home's condition and make an offer based on its current state, providing you with a convenient and straightforward option to sell your property.No repairs. With us, sellers don’t have to spend time and money fixing up their house. We can buy a house even if it could use a few repairs. No cleaning. Same for cleaning. It’s okay if there’s mold in the shower or cobwebs in the corner. We don’t mind. No paying typical closing costs. We can take care of normal closing costs so the seller won’t have to worry about that aspect. No open houses. Open houses can be stressful, as dozens of potential buyers wander through the home. With us, you’ll just meet with one person, a friendly local franchisee who is ready to make an offer. No waiting on bankers. It can take a long time for a bank to grant approval, and we understand that waiting can be hard. That’s why we use a process that is quick and efficient. In fact, our sellers can even close in as little as three weeks.

Why not go the “For Sale By Owner” route?

Why not go the “For Sale By Owner” route?In an attempt to stay in control of selling your home and avoid paying a commission, it can be tempting to consider selling your home yourself. But there are a few things you want to keep in mind. Going the “for sale by owner” route can be extremely challenging…not to mention risky.You’ll need to make repairs and take excellent photographs of your property to attract buyers. You’ll then need to ensure your home is found online by prospective buyers, then make sure your home is listed in all the right places. You’ll have to make yourself available for showings almost any day or time of the week.It can be inconvenient, but also dangerous. How do you know who’s walking into your home? It’s up to you to make sure the buyer is qualified. Do you know the difference between being pre-approved for a mortgage and being pre-qualified? You’ll have no agent representation during the home selling process. You’ll spend a lot of time waiting. FSBOs spend an average of 90 days on the market. With With Ocean State Buyers, you don’t have to worry about any of the above and you can STILL avoid paying real estate commissions and service fees charged by similar companies.

How is selling a house with Ocean State Buyers different than going the traditional route?

How is selling a house with Ocean State Buyers different than going the traditional route?You don’t have to spend your valuable time or money on repairs. No time-consuming showings. And, no paying commissions or closing costs.

How does Ocean State Buyers determine my home’s purchase price?

We look at a combination of factors with our buying formula, including: The current real estate market in the area, the homes features and the level of repairs required. We will walk you through our offer process and answer any questions you have. Learn more about how we calculate our offers. No repairs. With us, sellers don’t have to spend time and money fixing up their house. We can buy a house even if it could use a few repairs. No cleaning. Same for cleaning. It’s okay if there’s mold in the shower or cobwebs in the corner. We don’t mind. No paying typical closing costs. We can take care of normal closing costs so the seller won’t have to worry about that aspect. No open houses. Open houses can be stressful, as dozens of potential buyers wander through the home. With us, you’ll just meet with one person, a friendly local franchisee who is ready to make an offer. No waiting on bankers. It can take a long time for a bank to grant approval, and we understand that waiting can be hard. That’s why we use a process that is quick and efficient. In fact, our sellers can even close in as little as three weeks.

How is a walk-through different than a traditional inspection?

A traditional home inspection is designed to build a list of all the repairs you need to make to your home and can take several hours to complete. Sometimes it can take up half of your day. During this time, the home inspector will inspect almost every inch of your house. They will examine your water heater, furnace, plumbing, foundation, roof, attic, crawl space, appliances, electrical, basement and more. They’ll open doors, peek into every nook and cranny, look into your vents, and even turn on your faucets, heating, and air conditioning. They’ll report back any item that is broken or not working properly, the buyer will then renegotiate their offer and/or require that you fix certain things before closing.An Ocean State Buyers walkthrough is much less cumbersome and we do it with you so there are no surprise lists at the end.. We don’t perform plumbing tests, electrical tests, or mold tests. In fact, there are no tests at all. We just want to take a look at the inside of the house and get you a firm cash offer to help you sell your house as fast as possible.

How do I request a cash offer from Ocean State Buyers?

It’s simple. Just fill out the form or give us a call. A representative will then call you within 24 hours. Most of the time we can give you an on-the-spot cash offer the same day. Learn more about our process.

Is Ocean State Buyers the right choice for anybody who’s trying to sell their home?

Ocean State Buyers is the best choice for homeowners who want convenience, simplicity, and a worry-free home sale and willing to sell for less than market value. We here at Ocean State Buyers specialize in homes that need repairs or for homeowners who need to sell their home fast. If you are prepared to make the necessary updates and repairs to list your home, and have the time to allow it to sell by traditional listing, then Ocean State Buyers may not be your best option. Not to worry though! If this option best suits you, we can help as well, and offer you a reduced commission on a 'traditional' sale. 

What if I owe more than my house is worth?

If you owe more on your mortgage than the current value of your home, we will help you set up a short sale.In a short sale, the mortgage lenders will forgive the difference between the amount owed and the sale price, but you won’t receive any profit from the sale. Also keep in mind that a short sale can lower your credit score by as much as 160 points. It may also take more time than you think — as many as 90 days to complete.

Have a Question?

How does the process work to sell my house?

Once you have given us the property details, an we will contact you shortly (usually within 24 hours). In some situations, we will need to gather additional information. We will research your property and discuss all the details with you. We may be able to make you an offer right over the phone, or in most cases we will schedule a time with you to view the property and make you an offer!

What sort of houses do you buy?

If you’re a homeowner, we’ve got you covered at Ocean State Buyers. Whether your house is in less than perfect condition, located anywhere, valued at any price, or facing any kind of situation, we’re here to help! There’s no need for you to worry about making any repairs to your property.

Maybe you’re dealing with a challenging divorce, tangled in probate proceedings, facing the looming threat of foreclosure, or burdened by mounting debt. Perhaps you’re relocating, struggling with job loss, or simply looking to downsize. Even if you’re a tired landlord who’s had enough, we’re ready to assist you. Your home’s condition, location, price range, and your personal circumstances – they’re all part of what we consider when we offer to buy your house.

What does any condition, area, price range mean?

“Any condition, area, price range” means we’re ready to buy your home no matter its state, location, or value. We’ll purchase it as-is, from city to countryside, and at a price that suits your needs. Our aim is to provide a hassle-free solution tailored to your situation.

Is there any cost or obligation if I request an offer?

No, there are no costs or obligations when you request an offer from us. It’s a completely free and no-pressure process. We’re here to provide you with an offer and information to help you make the best decision for your situation.

Am I under any obligation to sell my home?

No, you are under no obligation to sell your home when you request an offer from us. We provide offers as a service to help you explore your options, but the decision to sell is entirely yours. You have the freedom to choose what’s best for your situation, and there’s no pressure to proceed with a sale if you’re not ready or if it doesn’t meet your needs.

Is my house sale information kept confidential?

ABSOLUTELY 100%! Your privacy is of the utmost importance to us. Any information you provide is completely confidential! If you want to deal with a reliable, reputable company who will treat you with professionalism, understanding, and respect – YOU HAVE COME TO THE RIGHT PLACE!

Can you still help me if I am in bankruptcy?

Yes, we can still explore options to help you if you are in bankruptcy. While the specifics may vary depending on your situation and the bankruptcy proceedings, we can work with you and your legal advisors to find a solution that aligns with your circumstances. Our goal is to assist homeowners in challenging situations, and we’ll do our best to navigate any complexities related to bankruptcy to provide you with the support you need.

What does Selling Your House As Is Mean?

As the buyers, when we say “Selling your house as-is,” we mean that we are willing to purchase your home in its current condition, without expecting you to make any repairs or improvements. This approach simplifies the selling process for you, as there’s no need to invest time or money in fixing up the property before the sale. We will assess the home’s condition and make an offer based on its current state, providing you with a convenient and straightforward option to sell your property.

  • No repairs. With us, sellers don’t have to spend time and money fixing up their house. We can buy a house even if it could use a few repairs.
  • No cleaning. Same for cleaning. It’s okay if there’s mold in the shower or cobwebs in the corner. We don’t mind.
  • No paying typical closing costs. We can take care of normal closing costs so the seller won’t have to worry about that aspect.
  • No open houses. Open houses can be stressful, as dozens of potential buyers wander through the home. With us, you’ll just meet with one person, a friendly local franchisee who is ready to make an offer.
  • No waiting on bankers. It can take a long time for a bank to grant approval, and we understand that waiting can be hard. That’s why we use a process that is quick and efficient. In fact, our sellers can even close in as little as three weeks.

Why not go the “For Sale By Owner” route?

In an attempt to stay in control of selling your home and avoid paying a commission, it can be tempting to consider selling your home yourself. But there are a few things you want to keep in mind. Going the “for sale by owner” route can be extremely challenging…not to mention risky.

You’ll need to make repairs and take excellent photographs of your property to attract buyers. You’ll then need to ensure your home is found online by prospective buyers, then make sure your home is listed in all the right places. You’ll have to make yourself available for showings almost any day or time of the week.

It can be inconvenient, but also dangerous. How do you know who’s walking into your home? It’s up to you to make sure the buyer is qualified. Do you know the difference between being pre-approved for a mortgage and being pre-qualified? You’ll have no agent representation during the home selling process. You’ll spend a lot of time waiting. FSBOs spend an average of 90 days on the market. With With Ocean State Buyers, you don’t have to worry about any of the above and you can STILL avoid paying real estate commissions and service fees charged by similar companies.

How is selling a house with Ocean State Buyers different than going the traditional route?

You don’t have to spend your valuable time or money on repairs. No time-consuming showings. And, no paying commissions or closing costs.

When does my home go into escrow?

The escrow process starts as soon as you sign the Purchase and Sale agreement. Often times, we can present you with the agreement on the very same day you reach out to us.

How do I sell my home to Ocean State Buyers?

Give us your address online or over the phone. Schedule a walkthrough or send in photos with Ocean State Buyers and receive an on-the-spot offer. Accept our offer and consider your home sold. Close whenever you want, get your cash whenever you want! There is no need for home repairs, and no showings. You can complete the process in one day or three months. We work on your time-frame, whatever that may be.

Can I take my appliances with me when I move?

Yes. You can take your appliances and anything else you want, just request it prior to our offer.

How long does the home selling process take?

A traditional home sale can take months. With Ocean State Buyers, you can sell your home and close in as little as seven days. We move as fast as you want to move!

What happens after I accept the cash offer?

The escrow process begins once you accept our cash offer. You let us know when you’d like to close and we work to make that a reality. From there, the closing process is pretty easy. We can send the closing documents and even the notary right to your home or office, so you don’t have to put a single moment of your life on hold.

How does Ocean State Buyers determine my home’s purchase price?

We look at a combination of factors with our buying formula, including: The current real estate market in the area, the homes features and the level of repairs required. We will walk you through our offer process and answer any questions you have. Learn more about how we calculate our offers.

How is a walk-through different than a traditional inspection?

A traditional home inspection is designed to build a list of all the repairs you need to make to your home and can take several hours to complete. Sometimes it can take up half of your day. During this time, the home inspector will inspect almost every inch of your house. They will examine your water heater, furnace, plumbing, foundation, roof, attic, crawl space, appliances, electrical, basement and more. They’ll open doors, peek into every nook and cranny, look into your vents, and even turn on your faucets, heating, and air conditioning. They’ll report back any item that is broken or not working properly, the buyer will then renegotiate their offer and/or require that you fix certain things before closing.

An Ocean State Buyers walkthrough is much less cumbersome and we do it with you so there are no surprise lists at the end.. We don’t perform plumbing tests, electrical tests, or mold tests. In fact, there are no tests at all. We just want to take a look at the inside of the house and get you a firm cash offer to help you sell your house as fast as possible.

How do I request a cash offer from Ocean State Buyers?

It’s simple. Just fill out the form or give us a call. A representative will then call you within 24 hours. Most of the time we can give you an on-the-spot cash offer the same day. Learn more about our process.

What if I’m not in a hurry to sell?

That’s okay. We understand that every homeowner and every situation is different. We can work with any timeline you’re comfortable with. The one thing you want to keep in mind is that the market changes from month to month and season to season. Our offers can vary over time, and our initial cash offer is only valid for a limited period of time. But we are always able to give you an updated offer when you are ready.

Where does Ocean State Buyers buy houses?

We buy houses in Rhode Island and Massachusetts. Looking to sell another property in a different state? No Problem! We’re happy to discuss the property and see if we can help you! 

Can I choose my closing date?

You bet! We work on your timeframe. You can close in as little as seven days or set your closing date a few months out if you need more time to pack and move. You can even use our lease back program to stay longer.

Do I need to make any repairs?

Not at all! You don’t have to lift a finger. We buy houses as-is. That means you don’t have to hire a repairman, pay for it to be cleaned, or worry about expensive repairs. We will buy your house in the exact condition it is in right now.

What if repairs are needed on my home?

Don’t worry about it. We buy houses “as-is,” which means you don’t need to lift a finger to repair, paint, or clean anything. That rusty old car in backyard? It’s our problem now. Foundation issues, roof need repair? No problem. Ocean State Buyers is truly stress-free way to sell your home when don’t have the time or energy to go the traditional route.

Is Ocean State Buyers the right choice for anybody who’s trying to sell their home?

Ocean State Buyers is the best choice for homeowners who want convenience, simplicity, and a worry-free home sale and willing to sell for less than market value. We here at Ocean State Buyers specialize in homes that need repairs or for homeowners who need to sell their home fast. If you are prepared to make the necessary updates and repairs to list your home, and have the time to allow it to sell by traditional listing, then Ocean State Buyers may not be your best option. Not to worry though! If this option best suits you, we can help as well, and offer you a reduced commission on a ‘traditional’ sale. 

What types of homes do We buy?

Ocean State Buyers buys residential homes, condos, duplexes, multi-tenant buildings, townhomes, vacant land, all types of commercial properties, and mobile homes in any condition!

What if I owe more than my house is worth?

If you owe more on your mortgage than the current value of your home, we will help you set up a short sale.

In a short sale, the mortgage lenders will forgive the difference between the amount owed and the sale price, but you won’t receive any profit from the sale. Also keep in mind that a short sale can lower your credit score by as much as 160 points. It may also take more time than you think — as many as 90 days to complete.

Did we miss anything in our Frequently asked Questions?

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We understand that a cash sale may not be the right solution for everyone. If you’re interested in exploring other avenues for selling your property, we invite you to connect with our trusted brokerage partner, Anchored Oak Realty. They are well-equipped to provide a tailored service to meet your unique real estate needs, ensuring a smooth and successful transaction every step of the way.

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